Zelle is a fast, safe and easy way to send money directly between almost any bank accounts in the U.S. With just an email address or U.S. mobile phone number, you can send money to people you trust, regardless of w在这里 they bank.

你可以把钱寄给朋友、家人和其他你信任的人. Since money is sent directly from your bank account to another person’s bank account within minutes, 只把钱寄给你信任的人是很重要的, 并始终确保你使用了正确的电子邮件地址或U.S. mobile phone number.*

*Must have a bank account in the U.S. 使用 Zelle®.Transactions typically occur in minutes when the recipient’s email address or U.S. 手机号码已经在Zelle®注册.

你可以用。发送、请求或接收钱 Zelle. To get started, log into your mobile banking app and select “寄钱 with Zelle®”. Following the prompts, enter the information requested, accept the terms and conditions, 你已经准备好开始发送和接收 Zelle.

To send money using Zelle, simply select someone from your mobile device’s contacts (or add a trusted recipient’s email address or U.S. mobile phone number), add the amount you’d like to send and an optional note, review, then hit “Send.”

To request money using Zelle, choose “Request,选择你想要向他要钱的人, enter the amount you’d like to request, include an optional note, review and hit “Request”.

要收到钱，只需分享您注册的电子邮件地址或U.S. 告诉朋友手机号码，让他们给你汇钱 Zelle.

汇款和收款都不收费 Zelle 使用我们的手机银行应用程序或可以玩滚球的正规APP.*

*Message and data rates may apply.

If you have already enrolled with Zelle，你不需要采取任何进一步的行动. 这笔钱将直接转入你的银行账户.

If you have not yet enrolled with Zelle, follow these steps:

1. Click on the link provided in the payment notification you received via email or text message.

2. Select 网上正规网投实体.

3. Follow the instructions provided on the page to enroll and receive your money. Pay attention to the email address or U.S. mobile phone number w在这里 you received the payment notification – you should enroll with Zelle using that email address or U.S. 手机号码，以确保您收到您的钱.

Zelle is a great way to send money to friends, 家人和你熟悉的人，比如你的私人教练, babysitter or neighbor.

Since money is sent directly from your bank account to another person’s bank account, Zelle 应该只用来给你信任的人汇款吗.

Neither 网上正规网投实体 nor Zelle该公司为任何授权付款提供保护计划 Zelle – for example, if you do not receive the item you paid for or the item is not as described or as you expected.

It’s easy — Zelle 是否已在您的手机银行应用程序中可用! 检查您的应用程序并按照几个简单的步骤注册 Zelle 今天.

你可以找到参与的银行和信用合作社的完整名单 Zelle 在这里.

如果收款人的银行或信用合作社不在名单上，不要担心! The list of participating financial institutions is always growing, and your recipient can still use Zelle by downloading the Zelle app for Android and iOS.

To enroll with the Zelle app, your recipient will enter their basic contact information, an email address and U.S. 手机号码，以及Visa®或万事达卡®借记卡，借记卡上有美国信用卡.S. based account (does not include U.S. territories). Zelle does not accept debit cards associated with international deposit accounts or any credit cards.

When you enroll with Zelle through your banking app, your name, your financial institution’s name, and the email address or U.S. mobile number you enrolled is shared with Zelle (no sensitive account details are shared – those stay with your bank or credit union). 当有人把钱寄到你注册的电子邮件地址或U.S. mobile phone number, Zelle looks up the email address or mobile number in its “directory” and notifies your financial institution of the incoming payment. 然后，你的银行或信用合作社将付款转入你的银行账户, 同时保持您的敏感帐户详细信息的私密性.

In order 使用 Zelle，发件人和收件人的银行账户必须在美国.S.

如果您的收件人尚未注册 Zelle, the payment will remain pending and the money will not move from your account. 如果收件人未在14天内注册, the payment will expire, 交易将需要再次进行.

如果你汇款的人已经注册了 Zelle，钱会直接打到他们的银行账户，不能取消. 这就是为什么只把钱寄给你信任的人很重要, 并始终确保你使用了正确的电子邮件地址或U.S. mobile number when sending money.

If you sent money to the wrong person, 我们建议联系收款人并要求退款. If you aren’t able to get your money back, 拨打我们的客户服务中心800-413-4211，我们会为您提供帮助.

Money sent with Zelle is typically available to an enrolled recipient within minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle.*

如果你把钱寄给没有注册的人 Zelle，他们将收到通知，提示他们注册. 注册后，这笔钱将直接转到收件人的账户.

If your payment is pending, 我们建议确认您汇款的人已经注册 Zelle 并且您输入了正确的电子邮件地址或U.S. mobile phone number.

If you’re waiting to receive money, you should check to see if you’ve received a payment notification via email or text message. 如果您没有收到付款通知, we recommend following up with the sender to confirm they entered the correct email address or U.S. mobile phone number.

Still having trouble? 拨打我们的客户联络中心800-413-4211，我们会为您提供帮助.

*Transactions typically occur in minutes when the recipient’s email address or U.S. 手机号码已经在Zelle®注册.

是的! 他们将通过电子邮件或短信收到通知.

确保您的资金和信息安全是我们的首要任务. When you use Zelle within your mobile app, your information is protected with the same technology we use to keep your bank account safe.

If you don’t know the person, 或者你不确定你会得到你所付出的(例如), 从网上竞标或销售网站购买的物品), you should not use Zelle for these types of transactions.

These transactions are potentially high risk (just like sending cash to a person you don’t know is high risk). Neither 网上正规网投实体 nor Zelle 提供任何授权付款的保护程序 Zelle – for example, if you do not receive the item you paid for or the item is not as described or as you expected.

Consumers have limited protection from fraudulent and unauthorized activity from these apps. 网上正规网投实体 has put together a few safeguards you should be aware of for protection. Click 在这里 to download our fraud protection flyer >

Your email address or U.S. mobile phone number may already be enrolled with Zelle at another bank or credit union. 呼叫 our Customer Contact Center at 800-413-4211 and ask us to move your email address or U.S. mobile phone number from the financial institution w在这里 you initially enrolled to your desired bank account so you can use it for Zelle.

Once we move your email address or U.S. mobile phone number, it will be connected to your account at 网上正规网投实体 so you can start sending and receiving money with Zelle.

一些小公司可以用 Zelle. 问问你最喜欢的小公司，他们是否接受信用卡付款 Zelle. 如果有的话, you can pay them directly from your mobile banking app using just their email address or U.S. mobile number.

Neither 网上正规网投实体, nor Zelle该公司为任何授权付款提供保护计划 Zelle所以你应该只把钱寄给你信任的人(和小企业). 此外，一定要确保你使用了正确的电子邮件地址或U.S. mobile number when sending money.